What if I can’t meet the financial requirement of the UK Spouse Visa?

30 Nov 2023, 42 mins ago

Embarking on the journey of applying for a Spouse Visa in the UK is an exciting yet challenging process.

Among the various eligibility criteria, meeting the financial requirement stands out as a crucial aspect. There might be instances where individuals find themselves unable to meet these financial requirements. In this blog post, we will explore the challenges associated with the financial requirement for the UK Spouse Visa and discuss possible solutions and alternatives.

The financial requirement for the Spouse Visa is designed to ensure that the sponsoring partner in the UK can support their spouse without relying on public funds. The minimum income threshold is £18,600 per year. This amount increases if there are children involved. Additionally, your savings may also be considered as part of the financial requirement.

Sometimes, job loss or a reduction in income can significantly impact one’s ability to meet the financial requirement. If you find yourself in this situation, it is essential to understand your options.

Possible Solutions and Alternatives:

  • Find a New Job: If you’ve lost your job, actively search for new employment opportunities to meet the income threshold.
  • Combine Incomes: If you are in a relationship where both partners are working, in some circumstances you may be able to the combine your income, which can contribute to meeting the financial requirement.
  • Build Savings: If your current savings fall short of the requirements, consider delaying your visa application to allow yourself some time to build up the savings required.
  • Alternative Sources: Explore alternative sources of income or financial support, such as investments or financial assistance from family members.

In some cases, the Home Office may consider exceptional circumstances, such as a temporary loss of income due to illness. Providing clear documentation and evidence is crucial when requesting consideration based on exceptional circumstances.

Consult with an immigration advisor or solicitor who specialises in UK immigration and can provide you with alternate options. We can provide personalised guidance based on your specific circumstances and help you navigate the complexities of the immigration process that are involved in obtaining a spouse visa in the UK.

How Gherson can assist

Gherson’s Immigration Team are highly experienced in advising on UK visa matters. If you have any questions arising from this blog, please do not hesitate to contact us for advice, send us an e-mail, or, alternatively, follow us on TwitterFacebook, Instagram, or LinkedIn to stay-up-to-date.

The information in this blog is for general information purposes only and does not purport to be comprehensive or to provide legal advice. Whilst every effort is made to ensure the information and law is current as of the date of publication it should be stressed that, due to the passage of time, this does not necessarily reflect the present legal position. Gherson accepts no responsibility for loss which may arise from accessing or reliance on information contained in this blog. For formal advice on the current law please do not hesitate to contact Gherson. Legal advice is only provided pursuant to a written agreement, identified as such, and signed by the client and by or on behalf of Gherson.

©Gherson 2023