Introduction
Relocating to the UK with your family is an exciting journey that promises new opportunities, cultures and experiences. However, the process involves meticulous planning and understanding of various legal and practical aspects. Navigating the UK’s immigration system can be complex, but with the right information and preparation, you can make the transition smooth and stress-free. This guide provides comprehensive tips to help you and your family successfully relocate to the UK, covering everything from visa options to settling into your new community.
Table of contents
- Understanding UK visa options
- Meeting financial requirements
- Preparing Your Documentation
- Navigating healthcare: immigration health surcharge (IHS)
- Understanding visa processing times
- Practical steps for settling in the UK
- Seeking professional legal assistance
- Useful resources
1. Understanding UK visa options
Selecting the appropriate visa is the cornerstone of your relocation process. The UK offers several visa categories tailored to different circumstances, and choosing the right one ensures that you and your family have the legal rights and opportunities you need upon arrival.
a. Skilled Worker visa
The Skilled Worker visa is ideal for individuals who have a confirmed job offer from a UK employer. This visa not only allows you to work in the UK but also enables you to bring your spouse and children as dependants.
- Eligibility criteria:
- Job offer: Must have a job offer from a UK employer with a valid Sponsor Licence.
- Certificate of Sponsorship (CoS): Your employer provides this document to confirm your job details.
- Skill level: The job must meet the required skill level (RQF level 3 or above).
- Salary requirements: Generally, a minimum of £38,700 per year or the going rate for the job.
- English proficiency: Must prove knowledge of English by passing an approved English language test or having a relevant academic qualification.
b. Family visa
The Family visa is designed for those who wish to join a family member who is a British citizen or has settled status in the UK. This visa supports family reunification but comes with specific eligibility requirements.
- Who can apply:
- Spouses or civil partners: Legally married or in a civil partnership recognised in the UK.
- Unmarried partners: Must prove a genuine relationship of at least two years.
- Children: Under 18 years old, not living an independent life.
- Eligibility criteria:
- Relationship proof: Provide evidence like marriage certificates or joint financial commitments.
- Financial requirement: The UK resident must have a minimum annual income of £29,000.
- Accommodation: Proof of adequate accommodation without recourse to public funds.
- English language: Applicants must meet the English language requirement.
c. Innovator Founder visa
For entrepreneurs and business innovators, the Innovator Founder visa offers the opportunity to establish a new business in the UK. This visa also allows you to bring your family members as dependants.
- Eligibility criteria:
- Endorsement: Must be endorsed by an approved endorsing body in the UK.
- Business plan: Your business idea must be innovative, viable and scalable.
- English proficiency: Meet the English language requirements.
- Maintenance funds: Must have sufficient personal savings to support yourself.
2. Meeting financial requirements
Proving that you have the financial means to support yourself and your family is a crucial part of the visa application process. Each visa category has specific financial thresholds to ensure that applicants will not need to rely on public funds.
- Maintenance funds:
- Skilled Worker visa: Must have at least £1,270 for yourself, £285 for your partner, £315 for the first child and £200 for each additional child.
- Family visa: The UK sponsor must have a minimum income of £29,000 per year or cash savings of £88,500.
- Acceptable evidence:
- Bank statements: Showing required funds held for at least 28 consecutive days.
- Certificate of Sponsorship – if maintenance is provided by a Sponsor.
- Tips:
- Ensure all financial documents are in English or officially translated.
- Keep copies of all documents submitted.
- Avoid large unexplained deposits before applying.
3. Preparing Your Documentation
Accurate and thorough documentation is essential for a successful visa application. Missing or incorrect documents can lead to delays or even refusal of your application.
- Essential documents:
- Passports: Valid passports or travel documents for all applicants.
- Proof of relationship:
- Marriage or civil partnership certificates.
- Birth certificates for children.
- Evidence of shared financial responsibilities for unmarried partners.
- Financial documents:
- Recent bank statements.
- Payslips or employment letters.
- Accommodation details:
- Rental agreements or property deeds.
- Utility bills as proof of address.
- Additional requirements:
- Tuberculosis test results: Required if you are from a country where TB is prevalent.
- English language test results: From an approved provider.
- Criminal record certificate: May be required for certain visas.
- Tips:
- Double-check that all documents are up-to-date and valid.
- Use a document checklist specific to your visa type.
- Consider getting documents certified or notarised.
4. Navigating healthcare: immigration health surcharge (IHS)
Healthcare planning is a vital part of relocating to the UK. The Immigration Health Surcharge grants you and your family access to the National Health Service (NHS) during your stay.
- Cost of IHS:
- Adults: £1,035 per person per year.
- Children (Under 18): £776 per child per year.
- Payment process:
- When to pay: During your online visa application.
- How it is calculated: Based on the total duration of your visa.
- Benefits:
- Comprehensive coverage: Includes GP visits, hospital services and emergency treatment.
- Exclusions: Some services like prescriptions, dental and optical services may require additional payments.
- Tips:
- Keep your IHS reference number; you will need it when accessing NHS services.
- Register with a local GP upon arrival.
- Understand the scope of NHS services to avoid unexpected costs.
5. Understanding visa processing times
Knowing the processing times for your visa application helps to plan your relocation effectively. Processing times can vary due to several factors, including the visa type and the time of year.
- Standard processing times:
- Outside the UK applications: Typically processed within 3 weeks.
- Inside the UK applications: Generally processed within 8 weeks.
- Priority services:
- Priority visa service: Decision within 5 working days for an additional fee.
- Super priority visa service: Decision by the end of the next working day for a higher fee.
- Factors affecting processing times:
- Peak seasons: Processing of applications may take longer during busy periods.
- Incomplete applications: Missing documents can cause delays.
- Security checks: Additional checks may extend processing times.
- Tips:
- Apply as early as possible.
- Opt for priority services if time sensitive.
- Regularly check your application status online.
6. Practical steps for settling in the UK
Successfully obtaining your visa is just the beginning. Taking practical steps to settle in will help your family adjust to life in the UK more comfortably.
a. Finding accommodation
Securing suitable housing is essential for your family’s comfort and stability.
- Rental options:
- Short-term rentals: Useful while you search for permanent housing.
- Long-term rentals: Research neighbourhoods, schools and amenities.
- Buying Property:
- Mortgage requirements: May require a substantial deposit for non-UK residents.
- Legal considerations: Engage a solicitor to handle contracts and conveyancing.
- Tips:
- Use reputable property websites and agents.
- Visit properties in person if possible.
- Be aware of tenancy agreements and your rights as a tenant.
b. Enrolling children in school
Education is a top priority for families, and the UK offers a range of schooling options.
- State Schools:
- Free education: Available to all children aged 4 to 16.
- Application process: Contact the local council for admission procedures.
- Private Schools:
- Fee-paying: Offer specialised programmes or smaller class sizes.
- Admission requirements: May include entrance exams or interviews.
- Tips:
- Research schools in your area early.
- Consider school ratings and Ofsted reports.
- Prepare necessary documents, such as previous school records.
c. Opening a bank account
A UK bank account is essential for receiving salaries, paying bills and managing daily expenses.
- Requirements:
- Proof of identity: Passport or national ID card.
- Proof of address: Utility bill, rental agreement or bank statement.
- Process:
- Choose a bank: Consider services, fees and branch accessibility.
- Appointment: Some banks require you to book an appointment in advance.
- Tips:
- Some banks offer accounts for newcomers without a UK address.
- Online banks may have more flexible requirements.
- Keep copies of all documents submitted.
d. Employment for spouses/partners
Understanding the work rights of your spouse or partner is crucial for financial planning.
- Work eligibility:
- Dependants on most visas: Generally allowed to work without restrictions.
- Exceptions: Check specific visa conditions.
- Job search strategies:
- Networking: Join professional groups or attend industry events.
- Online job boards: Utilise platforms like Indeed or LinkedIn.
- Recruitment agencies: Register for personalised assistance.
- Tips:
- Update CVs to UK standards.
- Consider obtaining professional certifications if necessary.
- Be aware of any licensing requirements for certain professions.
e. Cultural integration
Adjusting to a new culture enhances your family’s overall experience.
- Language skills:
- English proficiency: Improves employment and social opportunities.
- Language courses: Available at local colleges or community centres.
- Community involvement:
- Local events: Attend festivals, fairs and community gatherings.
- Volunteer work: Join local charities or initiatives.
- Tips:
- Learn about British customs and etiquette.
- Encourage children to participate in extracurricular activities.
- Explore local attractions and landmarks.
7. Seeking professional legal assistance
Navigating immigration laws can be challenging, and professional guidance can be invaluable.
- Benefits of legal assistance:
- Expert advice: Stay updated on the latest immigration rules.
- Application support: Ensure all forms and documents are correctly completed.
- Problem solving: Assistance with complex situations or unexpected issues.
- Choosing a legal professional:
- Accreditation: Look for solicitors registered with the Law Society.
- Experience: Preferably with a strong background in family immigration.
- Reputation: Check reviews or ask for testimonials.
- Tips:
- Schedule a consultation to discuss your case.
- Be wary of unregulated advisors.
- Clarify fees and services upfront.
8. Useful resources
Leveraging reliable resources can simplify your relocation process.
- UK Government Visa Information: www.gov.uk/browse/visas-immigration
- National Health Service (NHS): www.nhs.uk
- Education and schools: Contact your local council or visit www.gov.uk/schools-admissions
- Property searches: www.rightmove.co.uk, www.zoopla.co.uk
- Job hunting: www.indeed.co.uk, www.linkedin.com
- Banking options: Major banks like HSBC, Barclays, Lloyds and NatWest
The team at Gherson has a strong network of professional connections should you need help with any other aspect of your relocation. We would be happy to make an introduction.
Conclusion
Relocating to the UK is a significant life event that involves careful planning and attention to detail. By understanding visa options, meeting financial and documentation requirements and taking proactive steps to settle in, you can make your family’s transition as smooth as possible. Remember, preparation is key, and utilising available resources will greatly assist you in your journey.
Secure Your Family’s Future with Gherson LLP
Embarking on the immigration process without expert guidance can be overwhelming. At Gherson LLP, we specialise in UK immigration law and are dedicated to helping families like yours navigate every step with confidence.
Why choose Gherson LLP?
- Expertise: Our seasoned lawyers have extensive experience in family immigration cases.
- Personalised service: We offer tailored advice to meet your specific needs.
- Efficiency: We aim to make the process as swift and straightforward as possible.
Don’t leave your family’s future to chance.
Contact Gherson LLP today for a confidential consultation.
- Phone: +44 (0)20 7724 4488
- Email: enquiries@gherson.com
- Website: www.gherson.com
Let us guide you through the complexities of UK immigration law, so you can focus on starting your new life in the UK.
Updated: November 2024
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The information in this blog is for general information purposes only and does not purport to be comprehensive or to provide legal advice. Whilst every effort is made to ensure the information and law is current as of the date of publication it should be stressed that, due to the passage of time, this does not necessarily reflect the present legal position. Gherson accepts no responsibility for loss which may arise from accessing or reliance on information contained in this blog. For formal advice on the current law please do not hesitate to contact Gherson. Legal advice is only provided pursuant to a written agreement, identified as such, and signed by the client and by or on behalf of Gherson.
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